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Annuity calculator

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Frequently Asked Questions

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Independent advice considers the entire market of financial products, while restricted advice focuses on a defined range of providers or product types. Both are regulated and must act in your best interests.

A general investment account (GIA) is a simple way to invest your money in a wide range of assets, like stocks, shares, and bonds. It’s flexible and allows you to hold different types of investments in one place.

Opening a Stocks and Shares ISA is simple: Choose a provider – such as a bank, investment platform, or financial adviser. Compare fees and features – Look at account charges, investment options, and ease of use. Apply online or by phone – You’ll need to provide: Your name, address, NI number. and Proof of ID. Fund your account – Add money (lump sum or monthly), and start investing. If you’re unsure where to start, many providers offer ready-made portfolios based on your risk level.
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